$0/mo
For couples just getting their shared money in one place.
1 shared budget- Connect up to 2 accounts
- Yours / mine / ours splits
- Monthly spending recap
- Mobile & web apps
Money, minus the fights
Hearth is the shared budget built for two. Connect your accounts, split what's yours and what's ours, and finally talk about money without the tension.
Pick the plan that fits your home
Switch or cancel anytime. Every plan starts with a 30-day trial of Family.
PLUS
MOST POPULAR
$8/mo
For couples ready to plan ahead and hit goals together.
- Everything in Free
- Unlimited connected accounts
- Shared savings goals
- Bill reminders & split alerts
- Custom spending categories
- Priority email support
$16/mo
For growing households juggling kids, sitters, and shared bills.
- Everything in Plus
- Up to 5 family members
- Kids' allowance tracking
- Shared & private vaults
- Year-end tax export
- Dedicated account manager
Compare every feature
Feature
Free
Plus
Family
Connected bank accounts
2
Unlimited
Unlimited
Yours / mine / ours splits
Shared savings goals
—
Bill reminders & split alerts
—
Kids' allowance tracking
—
—
Year-end tax export
—
—
Support
Email
Priority
Dedicated
Questions, answered
Yes — and that's the point. Each partner gets a private login tied to one shared Hearth. You see the household budget together, but your personal accounts and notes stay yours unless you choose to share them.
We connect through bank-level encrypted partners and never store your login credentials. Hearth has read-only access — we can show your transactions, but we can never move your money.
Your 30-day Family trial rolls into the Free plan automatically — no charge, no surprise bill. Upgrade to Plus or Family whenever you're ready, and downgrade anytime without losing your history.
Of course. Cancel in two taps from settings. You keep access until the end of your billing period, and your data stays exportable for 90 days after.
Absolutely. Plenty of couples keep their own accounts and only share a few bills. The yours / mine / ours split is built exactly for that — you decide what's joint and what stays separate.